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Post-settlement funding

Enjoy peace of mind with post-settlement funding.

Baker Street Funding provides post-settlement loans to plaintiffs and attorneys who have a settlement agreement but still have not been paid. Let us do the hard part and get the money you need fast. We will be by your side from start to finish—making sure that the settled case funding process is quick.

Fast results

Lower rates

No risk

What is post-settlement funding?

Post-settlement funding is a financial product available to plaintiffs and attorneys after their litigation has reached a resolution. Settled case funding is not a traditional loan, and is only available as non-recourse meaning; if the defendant defaults on the payment, the advance does not have to be repaid until you are able to collect. A post-settlement loan is a way to leverage your settlement award by securing upfront capital against your pending settlement payment. Post-settlement lawsuit funding helps attorneys and plaintiffs get the needed liquidity now.

Post-settlement lawsuit loans for plaintiffs and attorneys.

If you’re seeking financial assistance while waiting for your settlement funds or fees to arrive, you’ve probably heard of post-settlement lawsuit loans. Winning a settlement means that the case is over and in your favor. However, cashing out can take time. In some cases, getting your fair share can also take years, depending on the settlement agreement you had with the other party. If you have a resolved case but you haven’t received payment, you may qualify for post-settlement funding, a legal funding choice available to plaintiffs, and attorneys.

If you’re seeking financial assistance while waiting for your settlement funds or fees to arrive, you’ve probably heard of post-settlement lawsuit loans. Winning a settlement means that the case is over and in your favor. However, cashing out can take time.

In some cases, getting your fair share can also take years, depending on the settlement agreement you had with the other party. If you have a resolved case but you haven't received payment, you may qualify for post-settlement funding, a legal funding choice available to plaintiffs, and attorneys. 


Easy process.

A settlement advance is done by securing the funds with a third party lien on the settlement, which the attorney will then use to pay back the principal and agreed-upon rate of return when the post-settlement funds arrive.



Fill out our easy and fast funding application or call us to apply.



Underwriting will then perform a 2-6 hour case evaluation.



You then sign the contract and get money deposited in your account within hours.

Why post-settlement funding?

Explore the benefits.

A post-settlement loan is a way to leverage your settlement award by securing upfront capital against your future payment. Post-settlement funding helps attorneys and their clients get the needed liquidity now.

benefits of settled cases

Plaintiff's benefits

Post-settlement loans allow victims to catch up on past due bills as well as pay for any immediate living expenses.

Settled claim loans

Attorney's benefits

Settled case loans enable attorneys to pay for the cost of new contingency cases and other business costs.

Tailored legal funding post settlement

Tailored funding

Settled case funding is tailored towards each case based on your estimated time of payout arrival.

post settlement funding speed

Instant Approvals

Access to the money you are looking for with a post-settlement loan in a matter of 12 hours or less.

A post-settlement loan company you can trust.

We've got you covered.

If you are a plaintiff or an attorney who has reached a settlement that has not paid out, Baker Street’s post-settlement funding solution will provide you with the money you need in the fastest time possible. We will purchase a percentage of your settled case in as little as 12 hours.

Apply for a fast cash advance on your litigation settlement.

Applying for a post-settlement loan the traditional way can be exhausting. Through Baker Street Funding, you can apply for low-interest funding from the comfort of your home. See how easy a settled case loan can be.

Post-settlement loans for plaintiffs.

Plaintiffs looking for post-settlement loans oftentimes need immediate financial assistance and Baker Street Funding is here to assist you fast.

Pay bills

With a post-settlement loan, plaintiffs get instant cash to pay for expenses until you receive your settlement funds.

12-hour funding

Baker Street Funding has committed to funding post settlement funding in the matter of a minimum of 12 hours.

Automatically qualify​

Plaintiffs with settled claims over $50,000 automatically qualify for accelerated access to the funds they are entitled to.​

The settled case funding advantage for plaintiffs.

Post-settlement cash advances have many advantages.  You can use the funds to pay for a range of needs, such as past-due bills, unexpected expenses, medical costs or a work project. Apply today and obtain thousands of dollars in advance of your pending settlement payment. Baker Street Funding could help you save money with low-interest rates, so you can take care of your finances immediately.

Post-settlement financing for attorneys.

Baker Street Funding offers tailor-made litigation settlement financing for attorneys and law firms to gain early access to future collectible fees on settled claims.

Get streamlined financing

Get a streamlined process with quick access to non-recourse financing. No monthly payments are required, and repayment is made upon collection.

Transform future fees into immediate cash

We see your contingency fees as your most valuable asset, and we can provide more liquidity and quicker access to those fees than any traditional financial institution can.

No personal guarantees

There are no personal guarantees or liability for monies that are not collected from your case.

Non-recourse funding illustration for law firms.

To illustrate how the process works, you can look at a mass tort focused firm that has settled 100 claims. The firms’ combined fees are $2 million. Rather than waiting to receive payment, the law firm can access up to $1.6 million of those fees immediately through our post-settlement funding program.​

See our other funding products.

Baker Street Funding provides plaintiffs and attorneys with settled cases immediate post-settlement cash. Our application process is fast and easy—and never has any shady hidden fees. See the services we offer pre and post-settlement.

What the Baker Street Funding community is saying.


I had a great experience and got fast funds!!!! Thanks guys!!!!


Fast and quick lawsuit loan. Rate was great.


Rates are good, application was easy, got a call within minutes.


500 reviews on

There is low-cost funding for every need.

High rates are frustrating and make clients unhappy. To avoid that, we provide transparent agreements and affordable interest rates. That means there are no hidden fees, a fair risk-based return rate, and easy to read contracts. Some of our clients have saved as much as 22% a year by using ours compared to a competitor. Remember, we will always match or beat a competitor’s settled case lawsuit loan contract.

Rate range


Funding time

Work ethics


Baker Street Funding

Other lawsuit lenders

Cash for settlements—FAQ's.

Achieving settlement in a personal injury lawsuit is seen as a big win by plaintiffs. Most attorneys know that while the settlement is a milestone, it is by no means the end of the road. Settlement payments sometimes take months or years to reach the plaintiff due to processing issues, liquidity problems, appeals, or even the settlement terms. In the meantime, the attorney must focus on other cases and managing the day to day expenses of their firms. Plaintiffs have costs as well, including rent or mortgages, utilities, and other day-to-day living expenses that they might not be able to pay. For this reason, your client should get the necessary cash he or she needs until they get paid in full.

Our investment in your case is a non-recourse financing agreement. This differs from a loan in two ways, the first is that we are investing into a portion of your settlement (post-settlement), so things like credit, job status, and income do not factor into our analysis. The second difference is that if your case does not settle, or your award is never paid you owe us nothing! Non-Recourse Transaction This investment into your loan, as stated above, is a non-recourse agreement. This means that we accept all the risk and you do not pay us back if your case doesn’t settle, or your award never arrives.


The process is extremely simple and normally finalized inside of one business day. Baker Street Funding will simply purchase a portion of the settlement award based on our analysis of the settlement agreement. First, our underwriter will review your case documents, including the fully executed settlement agreement, then they will generate a contract for the client and/or attorney to sign. Once signed, our funding company will execute that lien and distribute the funds by bank wire or certified check. The plaintiff or attorney will receive the cash advance against his lawsuit settlement within 24 hours of the contract's execution.

 As soon as we receive the required document, and verify the details and validity of your pending settlement, we will deliver you the settlement funds as soon as 12 hours from the moment we receive all the required documentation.

Are you requesting post-settlement financing for yourself or for a client? What we will need:

  1. A copy of the fully executed settlement agreement; 
  2. Amount of funding requested;
  3. A copy of the general release letter between the plaintiff and insurer. 

Please provide the required document(s) needed and fax to (518) 500-3056, or email to Or, better yet, call us at (888) 711-3599 for more information.

Settled case lawsuit funding acts as a lifeline for plaintiffs and attorneys alike, giving them access to liquidity that they otherwise could not get from a traditional financial institution. Giving plaintiffs and attorneys early access to their future receivables empowers them to make sure they are making sound financial and business decisions and not handcuffed by a long processing time of a settlement award.

Even after a case is settled, you may find yourself waiting months or even years to see your award. Cases that are won in court sometimes require a review period or go through an appeal after the case settles. Life keeps moving, and costs pile up for plaintiffs while they wait for their compensation. A settlement advance is an option for the plaintiff to ease the financial burden until their settlement award is paid out. 

The repayment process is quite simple. We will deduct our advance proceeds from your eventual settlement funds whenever you receive them. We urge you to call our legal funding specialists as we will get on your case immediately.

While the United States' legal system is in place to provide justice for those who have been wronged, the legal process does not always move quickly. A personal injury case can take many years to settle. Class actions and mass tort cases can take even longer because they usually span multiple jurisdictions, while commercial litigation is extremely complex and long. The good news is if you have a pending settlement award or judgment, and you need a cash advance now, Baker Street Funding can qualify you now. To receive a post-settlement loan, there are certain requirements that you need to satisfy. Firstly, only a plaintiff can receive a post-settlement loan and not a defendant. Secondly, you need to have a successful claim and must be entitled to receive a monetary settlement.

  1. Plaintiffs: To qualify for a lawsuit settlement advance, your case must have settled for $50,000 or more.
  2. Attorneys: Please call us to speak about how much we can provide you. Attorney funding can go up to 50% of the settled amount.

In exchange for a portion of your future legal settlement, we will provide you with your settlement funds in as little as 12 hours. So if your settlement check is still months away, call Baker Street Funding at (888) 711-3599 and get approved quickly. There is no credit check, and we do not verify your income.

Baker Street Legal Funding provides settlement loans in most states of the U.S.A. Cash advances on settlements were never this easy.

Alabama, Alaska, CaliforniaConnecticut, Delaware, FloridaGeorgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Missouri, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

  • We currently fund Colorado at at minimum of $75,000.  Case value must be at least $750,000+. 
  • North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • South Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • Kansas at minimum of $25,000. Case value must be at least $250,000+. 
  • Kentucky at minimum of $15,000. Case value must be at least $150,000+.

Want to learn more?

Learn more about how plaintiffs can easily qualify for a post-settlement advance.

Legal funding for settled cases is a non-recourse loan provided to people who have settled cases but still haven’t received the money from their settlement. This is where post-settlement loans can be ideal for anyone waiting to receive their compensation. The individual can use this funding to pay necessities until he finally receives his check.
In some cases, where the plaintiff is unable to work, settled case funding can help him pay for his expenses while waiting for the compensation to payout. A post-settlement loan can help in paying your medical bills, mortgage payments, rent, and other living expenses so that you don’t have to deal with financial stress.
Post-settlement funding is different from pre-settlement funding, as this form of funding comes after the case has been settled or closed by the judge. Once the case is settled, pre-settlement funding ends, however in most cases, money is still needed, and that is where post-settlement financing comes into play, especially if there is an expected delay in the deposit of the funds from the insurance company.
Our services ensure that you can still receive an advance before the time checks are sent out. We don’t want you waiting for your case cash with no money in your pocket while the defendant takes his time to pay what they owe you. After all, you had to deal with all the pain and suffering, and you deserve to be rewarded. Apply to learn more.

As a personal injury victim or plaintiff in a lawsuit, we understand that you need cash for your bills. While insurance companies can provide you with compensation, it is essential to know that they lack sympathy when it comes to cutting a settlement check and can take a lot of time for the funds to be delivered to you. Even though settlement funding is commonly referred to as ‘lawsuit loans,’ it is not a loan in any way. Our post-settlement advance is a non-recourse; therefore, you won’t have to worry about making monthly payments. Moreover, your attorney will be directly paid when your settlement cash is delivered so that we won’t be touching your personal accounts. A cash advance on a settled claim, unlike a loan, grants you expedited access to your own money, so you will not have to worry about making monthly payments to a lender. Also, we will be repaid by your attorney directly when your reward arrives.

One of the most common misconceptions about winning a settlement is that the check will be sent immediately. The legal process for settlement cases tends to get long and frustrating. On top of dealing with the legal procedure, the plaintiff has to also pay all his expenses involving mortgage payment and medical bills. You must be wondering why there is a delay in the delivery of the settlement cash when you have already been awarded one legally. The following are some reasons that can cause a delay for a settlement to be paid to the plaintiff:

  1. The judge’s formal approval is still pending.
  2. There is more than one plaintiff in the case.
  3. Payment of attorney’s fee.
  4. Investigating and clearing of liens.
  5. The size of the settlement/ratification of the terms of the payout.

The payment can also be delayed if the defense appeals to the decision of the court and takes the case to another level that involves long legal proceedings. This can cause the settlement to be delayed for years. In addition to this, even if the case has been settled, you will still have to wait for the settlement to be approved by the court and the estate before the money can be distributed in accordance with the settlement.

While many companies within the industry offer financing for settled cases, many do not provide the high amounts the client or attorney is requesting. Most legal finance firms put their attention on either pre-settlement loans due to the magnitude of demand for funding in this field, yet there is still a demand for post-settlement advances for attorneys and their clients due to some cases involving long settlement pay wait. Baker Street Legal Funding has committed to focusing a portion of their business exclusively on cash for settlements. At Baker Street Funding, we focus on settled case advances, which provides a higher funding amount as quickly as possible thanks to our efficient underwriters and investment success in the field.

For more details on how you might benefit from this legal funding choice, you can reach us by calling (888) 711-3599 or apply today.

Got 60 seconds?

Our application takes about 60 seconds to fill. We can provide you with both monthly installments, or a lump sum cash payment.

Baker Street Funding helps you Get Your Legal Funds Now.​®

Select a solution to get started:

Attorney Requests

Litigation Funding

Lawsuit Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.