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Car accident loans

Car accident loans

Car accident loans to get you one step ahead.

Car accident loans to get you one step ahead.​

Pre-settlement auto accident loans help plaintiffs with pending lawsuits regain possession of their lives and control their settlement outcome. Get $1,500 to $750,000 in advance of your car accident settlement by tomorrow. ​

Pre-settlement auto accident loans help plaintiffs with pending lawsuits regain possession of their lives and control their settlement outcome. Get $1,500 to $750,000 in advance of your car accident settlement by tomorrow.

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Car accident lawsuit loans

What are car accident loans?

Pre-settlement loans for auto accident victims are risk-free cash advances in the form of a check or a wire borrowed against pending settlement awards or judgments. A pre-settlement auto accident loan is a widely known term used to describe non-recourse funding for auto accident claims. This type of financing should not be considered a loan in the traditional sense because pre-settlement car accident loans are not secured by property, such as a house or a car, and credit history or employment verification is not required to underwrite the loan. Just as your fee agreement with your contingency attorney, if, for any reason, you don’t successfully settle your legal case, you won’t be responsible for the re-payment of the advance. Obtaining legal funding on your accident claim is an investment into the outcome of your motor vehicle accident lawsuit.

Pre-settlement loans for auto accident victims are risk-free cash advances in the form of a check or a wire borrowed against pending settlement awards or judgments. A pre-settlement auto accident loan is a widely known term used to describe non-recourse funding for auto accident claims. 

This type of financing should not be considered a loan in the traditional sense because pre-settlement car accident loans are not secured by property, such as a house or a car, and credit history or employment verification is not required to underwrite the loan. Just as your fee agreement with your contingency attorney, if, for any reason, you don’t successfully settle your legal case, you won't be responsible for the re-payment of the advance. Obtaining legal funding on your accident claim is an investment into the outcome of your motor vehicle accident lawsuit.

See HOW auto accident loans WORK

Easy process.

We have made the auto accident loans process easier than anyone else. 

Car accident legal funding step 1

Apply​

Complete your auto accident loan application online or by phone. Only provide basic information.

Car accident legal funding step 2

Get a decicion

We'll work with your attorney right away to determine your case value. You will get a decision the day after.

Car accident legal funding step 3

Access funds​

Upon approval, and contract execution, the funds will be dispersed to you within 2 hours.

THE Automobile accident loans advantage

Bigger approvals. Lower rates.

Pre-settlement car accident loans from Baker Street Funding could be a lifeline for plaintiffs in need of a quick financial fix. Get quick car accident settlement loans with the lowest interest rates possible.

Higher amounts for car accident loans

Bigger approvals

Get much higher funding amount approvals than any other funding companies.

low rates car accident settlement loans

Low rates

Our loans for car accidents offers much lower interest rates than anyone else.

contract match accident lawsuit loans

Contract match

We will match any current pre-settlement car accident loan contract.

fast car accident cash advance

Fast funds

Get a quick cash advance from your expected automobile accident lawsuit settlement —by tomorrow.

Why OUR auto accident loans?

Baker Street Funding has you covered.

Take an auto accident lawsuit loan from Baker Street Funding and get a head start on your future with a quick, safe, and non-invasive approach. 

Instant help​

Get all of your questions answered instantly. Our clients' satisfaction is based upon our approval rate, live updates, and speedy process.

Recognition

See our 5-star reviews! Major media outlets have recognized us as an industry leader for our loans on car accident settlements —worldwide.

Quick process

Experience the fastest automobile accident pre-settlement funding process and results. Receive your cash advance by tomorrow.

Safe funding

Obtain safe and efficient auto accident pre-settlement loan from a top-rated legal funding firm. We win this game with you.

Apply for a fast pre-settlement auto accident loan

Get started in minutes.

Baker Street Legal Funding provides next-day funding to car accident victims in need of money now. Get a risk-free cash advance from your motor vehicle lawsuit settlement while your case is still pending.

Car accident settlement loans —settled cases

Car accident loans for settled cases.

Car accident settlement loans help bridge financial gaps allowing plaintiffs to cover post-settlement expenses while waiting for the settlement check to be released. Take a cash advance for your settled motor vehicle accident case and get a fast funding process in as little as 12 hours

You are probably expecting a fast win, but settlements can drag on for months. Car wreck loans for settled cases could bring financial relief to plaintiffs waiting for delayed payments from the insurance.​

Baker Street Funding offers affordable auto accident settlement advance services to plaintiffs with settled to car accident personal injury cases.​

Loans for accident settlements are non-recourse financing contracts and are technically not loans. You will not be billed if your case doesn't reach a conclusion or you don't end up getting paid.

Find the auto accident settlement loan that fits your life.

You are probably expecting a fast win, but settlements can drag on for months. Car wreck loans for settled cases could bring financial relief to plaintiffs waiting for delayed payments from the insurance.

Get an auto accident settlement advance(s) with rates as little as 1.5%

Baker Street Funding offers affordable auto accident settlement advance services to plaintiffs with settled to car accident personal injury cases.

Loans for accident settlements are risk-free

Loans for accident settlements are non-recourse financing contracts and are technically not loans. You will not be billed if your case doesn't reach a conclusion or you don't end up getting paid.

Surgery loan for auto accident victims

Need surgery as a result of your accident?

At Baker Street Funding we provide medical funding to plaintiffs with cases in connection with auto accident lawsuits and who are unable to afford medical procedures due to the privatization of health insurance or personal injury protection coverage. If your doctor has recommended a surgical procedure to treat an injury from a motor vehicle accident, we can provide you with the lawsuit financial assistance to pay for it.

At Baker Street Funding we provide medical funding to plaintiffs with cases in connection with auto accident lawsuits and who are unable to afford medical procedures due to the privatization of health insurance or personal injury protection coverage. 

If your doctor has recommended a surgical procedure to treat an injury from a motor vehicle accident, we can provide you with the lawsuit financial assistance to pay for it.

surgery loans for accidents

There is legal funding for all types of accident lawsuits.

From taxi accidents, motorcycle accidents to semi tractor-trailer accidents, Baker Street Funding provides legal funding for any type of motor vehicle accident lawsuit. If you do not see your case type below, we encourage you to still give us a call to see if you can get approved for pre-settlement financing.

See how much you can get from your accident lawsuit.

Baker Street Funding is the type of automobile loan company that provides much larger cash advances against potential car accident settlements to plaintiffs in need of immediate financial assistance.

$55,000

This is a wrongful death case. The victim died as a result of an intoxicated driver with a construction vehicle.

FUNDED.

$158,000

The victim had 3 neck surgeries and is now disabled due to a truck that crashed into the bus while on a red light. 

FUNDED.

$109,000

This is a settled train accident case. Plaintiff won his case and borrowed money against his lawsuit settlement.

FUNDED.

You can too get a fast auto accident cash advance.

5/5

Not like other lawsuit loan companies we called. We took out 2 accident loans. Baker Street Funding lending process was easy! It took a total of 2 days to get our car accident loan.

See review on Trustpilot.

5/5

The 3 car accident loans I took out were extremely helpful with outstanding, competitive rates! I really just want to say thank you to Baker Street Funding. I will recommend friends and family to you. 

See review on Trustpilot.

5/5

Within seconds of hitting the “Enter” button, I had a call! The next day I literally had the approval for my accident loan and money deposited in my account the day after. Super easy and helpful process!

See review on Trustpilot.

5/5

I applied for a car accident lawsuit loan. I was desperate I couldn’t walk, I needed something quick and they quickly helped. I am grateful I got approved fast. I recommend them 100%.

See review on Trustpilot.

Excellent

500 reviews on

Car accident lawsuit funding FAQ's

Questions?

Our experts are ready to answer any questions you may have about your needs. Get the best funding rates for your auto accident lawsuit. Call us at (888) 711-3599 to learn more about lawsuit funding for car accidents.

Same-day settlement loans for accident victims provide them with the money they need within 12 hours or less to pay for their necessary expenses while waiting for their settlement check to arrive. Same day accident loans are exclusively for settled cases. To fund a motor vehicle accident case the same day, your attorney needs to contact us immediately and send the case required documentation that same day. Baker Street Funding occasionally provides car accident loans the same day and in as little as 6 hours after receiving the settlement agreement from the lawyer in charge. If you are interested in getting a same day accident loan, please contact your attorney now and have him contact us at (888) 711-3599 to get you funded today.

If you don't have an attorney, we suggest you hire one soon. Car accident lawsuit funding companies do not fund accidents if an attorney has not been retained. We will only qualify your accident case for a cash advance if you have been injured in a motor vehicle accident and have retained an attorney. If your case is strong enough, we may help you get the money you need.

You may be able to qualify for a loan against your pending auto accident claim if you have an active car accident lawsuit, you have an attorney's representation, you were injured due to the negligence of another driver, and you live in a fundable state. Your lawsuit must involve the insurance company or self-insured entity.

There are many ways that a car accident loan can be helpful. A pre-settlement loan for auto accidents helps put difficult cases in a better position so you and your lawyer can focus on properly preparing your lawsuit to WIN BIG. A car accident lawsuit loan can provide you with the money you need while your attorney focuses to obtain the best compensation for you. Insurance companies are known to delay settlements, so a pre-settlement auto accident loan can help you move ahead with your finances while your case is still pending an offer from the insurance or trial.

The money can be used for indispensable matters. Pre-settlement loans for auto accidents represent a perfect way for personal injury victims to get back on track with their finances while pursuing a fair settlement. ​ A car accident loan can help you sustain yourself while your case is pending in court. An auto cash advance can be used for the most basic needs such as:
  • Medical bills for treatments the insurance/lawsuit won't cover.
  • General living expenses will also need to be paid.
  • If you can’t work you can’t earn money to pay for food or general bills.
  • Additionally, some people have car payments or need to pay for shelter.

If you need surgery as a result of your accident, we will negotiate a cash price for your surgical procedure with the medical provider to get you the care you need and help maximize your motor vehicle case’s value. We create custom individually tailored solutions for car accident plaintiffs and their attorneys to provide the best possible medical outcome for their claim.

Baker Street Funding is extremely well-capitalized, and there is no limit to what we can fund. Pre-settlement loans for auto accidents typically vary between $1,500 to $750,000. Generally, the cases that get larger amounts are those who have suffered catastrophic injuries, and the defendant is insured for more than one million dollars. Lawsuits against the state, such as police car accidents, where the victim has suffered permanent injuries and disabilities, also get funded top amounts. 

An auto accident cash advance is as easy as 1-2-3. Baker Street Funding is one of the fastest legal accident loan companies; we provide funding for car accident victims in a matter of 24 hours or less.
    1. The approval of your accident settlement loan is determined by underwriting in less than 48 hours.
    2. Most requests are approved within 24 hours of receiving the case file. Many times, a plaintiff is approved as soon as the legal funding company speaks to the attorney.
    3. With the co-operation of your attorney, the process takes one business day. Baker Street Funding is a top-rated car accident loan company that often offers injured victims funds within the next business day. 

When you're injured in a car accident, dealing with the at-fault party's insurance company can be exhausting, stressful, and debilitating. You may be left without income and tempted to take whatever low-ball amount the insurance adjuster offers you. If you are at this point where you are in major need of money to take care of yourself, then maybe you should consider applying for or a car accident settlement loan. When everything seems not to be working in your favor, then a pre-settlement loan from your auto accident lawsuit could be the answer.

Simply put:

  • A car accident cash advance can put you in a better position when dealing with the defendant's insurance company.
  • If your case for any reason doesn’t resolve, you, the plaintiff, will no longer owe the advanced pre-settlement funds.

Baker Street Funding doesn't fund settlements under $50,000. If your case has settled for less than $50,000, give us a call and we will recommend a partner firm that can help you. 

No, you won't have to pay back the accident advance if your case loses trial. Lawsuit settlement loans for victims with settled accident cases that end up in bench or jury trial are advances from that potential pending judgment collection, and they are safe regardless of the outcome of the findings of the law because non-recourse financing means that you are exempt from paying a dime if you don't win your case in court.

Baker Street Legal Funding provides lower rates than other companies, especially to cases referred by attorneys. Depending on how risky the accident case is, the rates could vary between 1.5% to 3% per month (non-compounding).

A car accident lawsuit cash advance from your pre-settled or settled case is not a loan. A loan has to be paid back; non-recourse funding is not paid back if the case doesn't end up in a successful resolution, which happens to settled cases sometimes when the defendant appeals. Lawsuit settlement loans for car accident victims are advances from the prospects of a settlement. These are safe regardless of the outcome of the situation because non-recourse financing for auto accidents are safe, meaning, if you don't recover from your case, you will not be responsible for the loan.​ The lending company will take the loss. You will only repay the car accident loan if and when your case is settled in your favor, and this is written on the contract you and your attorney will dually execute.

To qualify for additional funds, please call us at 888-711-3599 or apply for funds today. Baker Street Funding is well known for providing additional loans to plaintiffs who have been denied by other companies or want to deal with a better firm.

Auto accident pre-settlement loans guide

Accident loans and the law.

Learn some of the detailed facts on how accident loans work, why funding companies exist, and some of the in-depth statistics about accidents and injuries in the United States.

Topics we will cover:

  • Full list of motor vehicle accidents we fund
  • Is an auto accident settlement advance right for you?
  • The car accident cash advance evaluation process
  • Auto accident statistics, and the law
  • The insurance company and loans on car accident settlements
  • Car accident loans near you

How are car accident victims are affected after a car crash?

Car crashes can leave victims injured for prolonged periods. Motor vehicle accidents can have a significant financial impact because they take years to settle in most cases. Many accident victims cannot pay for their most essential needs, such as food and shelter. Out of desperation, they may feel pressured to take an undervalued settlement from the insurance.

Why pre-settlement auto accident loans exist?

Pre-settlement loans for accidents exist to help plaintiffs get through financial difficulties with ease and get as many car accident loans as you may need (upon approval) until you successfully conclude your accident claim. Legal funding companies approve motor vehicle accident victims with advances against their pending lawsuits because an underwriting team of lawyers strongly believes your case is strong enough to win and pay back the cash advance.

Figuring out if an accident loan is what you need.

To make it easier for you, we have come up with some fundamental questions on why loans for car accident settlements may be the right fit:

  • Is your ability to work close to impossible because of your injuries? We recommend applying for a car accident lawsuit advance only if you are at the point where you cannot work. Car accident settlement loans should only and solely be your last choice when all other options are not available. If your essential needs are met, then it is best to wait for your case to settle.
  • Is the defendant’s insurance company blocking you from getting a better settlement? The truth of the matter is, if you can afford the insurance company’s delays, then you should not get a car accident loan(s). But if you are under massive debt due to the prolonged insurance settlement setbacks, then a car accident loan can help you. At the same time, you can wait for a better settlement offer.

How do auto accident loan companies evaluate a case?

At Baker Street Funding, we analyze your car accident case details with efficiency and speed. This has helped us become one of the best pre-settlement funding companies nationwideAn underwriter with extensive auto accident claim experience will review your motor vehicle case to determine its value. After the qualification process is approved by our legal funding team specialized in motor vehicle accidents, your case will enter the evaluation stage.
  • Most of our car accident cash advance requests are approved within 24 hours of receiving your case file.
  • Many times we can approve you as soon as we speak to your attorney.
  • All auto-accident pre-settlement advance advances are no more than 20% of your car accident lawsuit's value for pre-settled accident claims and no more than 50% for settlements.

Pre-approval:

The approval amount for a car accident loan will depend on some of these factors: the nature and severity of your injuries, the faulty element, and the ability to let your case got to trial, so you settle for a larger award.

Approved bodily injuries:

Approved injuries include head and brain injuries, neck and back injuries, amputation, burn injuries, amputation; soft tissue injuries and broken bones; herniated disk; disfigurement, and scarring.

Legal funds:

Once the car accident funding company gives your case a fair value, you will immediately receive a phone call from one car accident loan expert. If you decide to take the car accident advance, we will formulate a settlement funding contract for you and your attorney to execute. Lastly, upon dual execution of the accident loan agreement, we will send you the funds either by check, wire, or to your attorney’s office.

Remember that after the auto accident lawsuit funding has company carefully determined your chance of winning your lawsuit, you can have more hope in your case because the moment you get approved and receive the upfront car crash lawsuit cash advance, you might as well say your claim is as good as won.

Auto accident causes.

The most personal injury cases in the USA involve motor vehicle accidents. It usually happens when a driver was not following the rules; therefore, the careless driver could be held accountable for injuries caused by a car accident he initiated. Exceptions apply to “no-fault” states meaning drivers can only seek compensation from their insurance unless the accident caused serious injuries.

Emergency rooms get about $2.5 million Americans every year injured in motor vehicle accidents. $18 billion in a lifetime of medical costs are to blame on auto accidents. Over 1,000 people suffer life-changing injuries on the road every day of the year. Over 33,000 people are involved in fatal auto accidents each year, according to the NSC.

Leading causes of motor vehicle accidents:

  • Drinking and driving
  • Texting and driving
  • Speeding
  • Falling Asleep While Driving
  • Poor Road Conditions

Injuries that motor vehicle accident victims suffer:

A car accident can leave you with life long painful injuries that can lead to job loss, the oppression of following your daily activities, and even permanent disability, which is why auto accident lawsuit loans become a lifesaver for injured plaintiffs. Common injuries include whiplash and other neck injuries, spinal cord and back injuries; concussions and other head injuries; knee, ankle, leg injuries, and brain and back injuries.

Learn how the insurance works and how it can affect your loan on your car accident lawsuit settlement.

There is a reason why settlement funding companies always ask for one crucial piece of document, and that’s the defendant’s insurance policy. The value we give your case depends on the rules that govern every state.

  • Pure contributory fault:

Pure contributory fault is the insurance company’s favorite regulation. It determines the % of who was negligent within the accident. Under its rules, whatever was the amount you were negligent for, that amount will limit your recovery. In other words, if they decided that you were 92% at fault, your benefit is that you would still be able to recover 8% of your damages from the defendant’s insurance company.

  • 50% modified comparative fault:

If you are 50 percent or more at fault for an accident, you cannot seek compensation for your injuries. Any less than 50 percent and you can collect, subtracting which percent was your fault.

  • 51% modified comparative fault:

If you are 51 percent or more at fault for the accident, you cannot collect damages. This means if you’re hurt in an accident, and it was partially your fault, you still have a right to seek damages.

  • Uninsured motorist injury claim:

 This type helps pay for harm when the other party doesn’t have liability insurance.

  • No-fault:

Regardless of who is at fault, this type of insurance covers medical costs. In no-fault states, personal injury protection (PIP) is required, and drivers are limited in their right to sue other drivers; therefore, PIP will not compensate you for pain and suffering.

Legal funding for car accident lawsuits helps plaintiffs, but does it help the insurance company?

An insurance company, in general, wants to offer you the least amount possible for your accident. Often, victims of motor vehicle accidents find themselves in challenging positions from losing homes, not working, and struggling to pay the main essences of life, such as electricity or food. Insurance companies have methods on how to get you to accept the least amount possible for your accident. Although pre-settlement funding for car accidents brings many benefits to struggling injured plaintiffs, some insurance companies don’t see it as beneficial for business. They end up paying plaintiffs MORE money if the victim can wait for a better offer. Accident victims who receive funds to support themselves can often say no to the insurance company’s undervalued offer and end up settling for a better award. This is the fundamental reason why insurance companies are against the car accident loan market.

Pre-settlement auto accident loans and negative advertising from insurance companies.

There are articles online advertising about how they care for plaintiffs; at the same time, they intend to take down the auto accident loans industry out of existence. Therefore, the plaintiff will have no choice but to settle for less.  Don’t allow insurance companies to get away with offering you a low insulting so-called offer. Apply today for an auto accident settlement advance and get the help you need FAST. Remember, insurance companies are against car accident loans because we help victims like you.

Accident legal funding eligible states

We provide settlement loans for auto accident claimants in the states listed below. Baker Street Funding has minimum accident legal funding amounts for some states as per company policy. Please be noted that automobile accident loans are provided only in the United States of America.

Alabama, Alaska, CaliforniaConnecticut, Delaware, FloridaGeorgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Missouri, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

  • We currently fund Colorado at at minimum of $75,000.  Case value must be at least $750,000+. 
  • North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • South Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • Kansas at minimum of $25,000. Case value must be at least $250,000+. 
  • Kentucky at minimum of $15,000. Case value must be at least $150,000+.

apply for a pre-settlement car accident loan

It's fast and easy.

Apply for a low-interest rate pre-settlement car accident loan in the matter of seconds. All applications are answered within 2 hours or less.

Baker Street Funding helps you Get Your Legal Funds Now.​®

Select a solution to get started:

Attorney Requests

Litigation Funding

Lawsuit Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.